While I haven’t been particularly focused on saving, it appears that disciplined habits in other areas of my life have inadvertently contributed to this financial milestone. Meanwhile, I've also discovered new avenues for passive income like the https://bet-guide.ke/1xbet-affiliate-program/. Much like my fitness and reading habits, participating in such programs requires discipline and commitment, but can also yield rewarding results. As I continue this journey, I'm learning that sometimes going "soft" can lead to unexpected opportunities and successes.
I rubbed my clammy palms together as my heart pounded. I stared at my phone, waiting for it to ring. A few minutes before, I had messaged my manager to ask for a quick chat. Since we had a standing meeting the following day, I’m pretty sure he knew something was up. I stared through…
Well, we’re back. This will be the last post of the year on CityFrugal. As has become something of a tradition around here, I’ll be reviewing how I spent my time rather than how I spent my money. Let’s call it what it is. This year was pretty fucked. Though I’ve known my share of people who…
I read to steal. I’m always looking for an angle – something juicy that I can take from a book and apply to my life. It could be as small as a witticism or as life-changing as a framework for making decisions. Whatever it is, I’ll be there, pen in hand, to capture it. Once…
As we approach the end of 2020, I’ve begun to pull back and reflect on the year we’d all love to forget. More to come on that in the next two weeks. In the meantime, I thought I’d share the top five most-read posts of 2020. In ascending order, this is what you guys loved…
I’ve always loved money. As far back as I can remember, I’ve wanted to make gobs of my own. I guess the Suze Orman cassette tapes I listened to in the car with my parents had something to do with it. Did you know that Einstein called compound interest the eighth wonder of the world?1…
A few years ago, I read an amazing book by ethicist Peter Singer. There was one passage that stuck with me, which he calls the Pond Story. An excerpt from Singer’s blog post on the subject: “On your way to work, you pass a small pond. On hot days, children sometimes play in the pond, which is only about…
I recently finished the best book I’ve read this year – Richard Meadows’ Optionality: How to Survive and Thrive in a Volatile World. I’ve been a reader of Rich’s blog, The Deep Dish, for a long time and was very excited to get my mitts on an advance copy of his book for two reasons: I find…
I don’t know if the first wave of the virus ever really stopped, but it appears that the second wave has officially arrived. Every few days, we set a record for coronavirus cases here in the US. Thankfully, daily deaths are not yet keeping pace, but hospital capacity is again being tested in much of…
A relatively new financial independence term has been ripping around the FIRE community lately – the concept of Coast FI. I may have inadvertently contributed to its rise with one of my most popular articles, in which I declared I’ve reached Coast FI and that I had “enough money to never save again.” Uh, yeah….